EzrSavings

You have money. But spending it feels wrong — like you should be saving it instead. EzrSavings fixes that. It automatically sets money aside the moment you add it, so when something's left over, it's truly yours to enjoy. No guilt. No second-guessing.

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Built on a simple belief: When saving is automatic, spending becomes guilt-free.

Features

The tools that turn saving into a habit — and spending into a pleasure

Automatic Saving

Every time you add money, a portion is saved automatically. Your future is covered before you even see the balance — which means what remains is genuinely free to spend.

Emergency Fund First

The one thing that turns unexpected expenses from disasters into inconveniences. EzrSavings fills your safety net first, automatically — so you never have to raid your other savings in a pinch.

Saving Goals

Give your bigger dreams a dedicated place to grow. A holiday, a car, a down payment — once it's a goal, you can stop mentally reserving that money and actually relax about the rest.

Reserves

Car insurance. Annual subscriptions. Holiday gifts. Set money aside for the expenses you know are coming, so they never feel like emergencies — and never eat into money you planned to enjoy.

Borrow Against Your Savings

Sometimes you need to dip in. That's fine — borrow from your own savings with interest, pay yourself back on your terms, and keep the rest of your plan intact.

Privacy First

No ads, no trackers, no accounts. Your financial data stays on your device. Always.

Frequently Asked Questions

Everything you need to know about EzrSavings

How does automatic saving work?

When you add money to EzrSavings, a portion is automatically allocated to your savings based on rules you define. Your emergency fund, reserves, and goals are handled first — and whatever is left over is genuinely free to spend, with nothing to feel guilty about.

Why does the emergency fund get filled first?

An emergency fund is your financial foundation. Without one, any unexpected expense derails your other goals. EzrSavings prioritises it so the rest of your savings are truly safe to use.

What is the difference between a Reserve and a Saving Goal?

Reserves are for predictable, recurring expenses you know are coming — things like annual bills or planned purchases. Saving Goals are for larger, longer-term ambitions like a holiday or a down payment.

How does borrowing against my savings work?

You can take a loan from your own savings balance. The app tracks what you owe and charges interest, so you're incentivised to pay yourself back — keeping you honest without involving anyone else.

Does the app respect my privacy?

Completely. No ads, no analytics, no data leaving your device. Your finances are your business.

Can I back up my data?

Yes. From the settings screen you can export and import all your data in JSON format, so you are never locked in and never at risk of losing your history.

Download EzrSavings Today

Start saving with intention. Start spending without guilt.

Get it on Codeberg